ZIP Code 76708
standardSource:
Waco · McLennan County · Texas
- Population
- 24,476
- Median income
- $68,856
- Median home value
- $219,900
- Bachelor's or higher
- 22.7%
- Land area
- 120.5 sq mi
203/sq mi
▼ 10% vs US
higher than 45% of US ZIPs
▼ 21% vs US
higher than 49% of US ZIPs
Median age 35.5
Chicago
ZIP code 76708 in Waco, Texas has a population of 24,476. The median household income is $68,856, which is 10% below the national average. Median home value is $219,900, 21% below the US average. 22.7% of residents hold a bachelor's degree or higher.
ZIP code 76708 is classified by USPS as a standard delivery area and covers roughly 120.5 square miles in Waco, McLennan County, Texas. The area is home to 24,476 residents, producing a population density of 203 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 76708 against Texas and the nation.
On the economic side, the median household income for ZIP 76708 sits at $68,856 (9% below the Texas average), while per-capita income is $32,588. The poverty rate stands at 14.1% and the unemployment rate at 4.3%. On housing, the median home value is $219,900 (11% below the state average) with median rent at $1,177 per month, and 69.9% of occupied units are owner-occupied, a direct signal of whether 76708 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 22.7% of adults hold a bachelor's degree or higher, the median age is 35.5, and the average commute is 24 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing McLennan County, so you can benchmark 76708 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 76708
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 76708.
- Health care and social assistance
Health care and social assistance
47 establishments
- Construction
Construction
37 establishments
- Retail trade
Retail trade
37 establishments
- Other services (except public administration)
Other services (except public administration)
37 establishments
- Accommodation and food services
Accommodation and food services
36 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 76708, Waco, TX · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
24,476
Population
120.5
Area (sq mi)
203
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 76708?
35.5
Median Age
49.8%
Male
50.2%
Female
11.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$68,856
Median Household Income
-9% vs state
$32,588
Per Capita Income
14.1%
Poverty Rate
4.3%
Unemployment Rate
24.0 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
11,183
Total Housing Units
10,261
Occupied Units
922
Vacant Units
2.67
Avg Household Size
Occupancy Type
$219,900
Median Home Value
-11% vs state
$1,177
Median Rent
1974
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+1.1%
YoY Change (2024)
301
HPI Index (2000 = 100)
+201%
Total Change Since 2000
Home values in ZIP 76708 have increased 1.1% over the past year (2024). Since 2000, this ZIP has seen +201% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.7% | 205 |
| 2021 | +12.8% | 231 |
| 2022 | +21.8% | 282 |
| 2023 | +5.8% | 298 |
| 2024 | +1.1% | 301 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 312 business establishments in ZIP 76708, employing approximately 3,643 people with a combined annual payroll of $158,631,000.
312
Businesses
3,643
Employees
$158.6M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 47 | 15.1% |
| Construction | 37 | 11.9% |
| Retail trade | 37 | 11.9% |
| Other services (except public administration) | 37 | 11.9% |
| Accommodation and food services | 36 | 11.5% |
| Professional, scientific, and technical services | 27 | 8.7% |
| Administrative and support and waste management and remediation services | 19 | 6.1% |
| Finance and insurance | 14 | 4.5% |
| Real estate and rental and leasing | 14 | 4.5% |
| Transportation and warehousing | 13 | 4.2% |
| Manufacturing | 8 | 2.6% |
| Educational services | 8 | 2.6% |
| Arts, entertainment, and recreation | 6 | 1.9% |
| Wholesale trade | 4 | 1.3% |
| Information | 3 | 1.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 76708 vs 76710 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 76710 | Waco, TX | 22,686 | 6.2 mi |
| 76705 | Waco, TX | 29,155 | 6.8 mi |
| 76707 | Waco, TX | 16,697 | 5.9 mi |
| 76704 | Waco, TX | 8,007 | 6.1 mi |
| 76712 | Woodway, TX | 23,506 | 7.6 mi |
| 76701 | Waco, TX | 1,826 | 6.7 mi |
| 76633 | China Spring, TX | 4,973 | 7.2 mi |
| 76711 | Waco, TX | 9,042 | 8.5 mi |
| 76798 | Waco, TX | 1,862 | 7.7 mi |
| 76640 | Elm Mott, TX | 3,005 | 9.3 mi |
More ZIP Codes in McLennan County
Related Areas
Frequently Asked Questions
What county is ZIP code 76708 in? ▼
What is the population of ZIP code 76708? ▼
What is the median household income in ZIP 76708? ▼
What is the average home value in ZIP 76708? ▼
What is the demographic makeup of ZIP 76708? ▼
How many businesses are in ZIP code 76708? ▼
What are the main industries in ZIP code 76708? ▼
How have home values changed in ZIP code 76708? ▼
What is the education level in ZIP code 76708? ▼
What is the average commute time in ZIP 76708? ▼
What percentage of residents own vs. rent in ZIP 76708? ▼
What is the poverty rate in ZIP code 76708? ▼
ZIP Code Research Guides
Official Data Resources for Waco, TX
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.