Waco, TX · standard
ZIP Code 76710
McLennan County, Texas - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 22,686
- 921/sq mi High-density area
- $58,186
- Median income Below-median income area
- $250,300
- Median home value Near-median home value
- 33.8%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Waco pairs a below-median household income with above-median home values, in a low-density, mixed-tenure area.
- 26th pct
- household income, US ZIPs
- Top 42%
- home value, US ZIPs
- 921
- people per sq mi
- 47%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 76710 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 76710 (Waco, TX) rose +4.3% from 2023 to 2024. The all-transactions index moved from 307.6 in 2023 to 320.6 in 2024 (2000 = 100).
ZIP code 76710 is a densely settled ZIP (a standard USPS delivery area) in Waco, McLennan County, Texas, with 22,686 residents across 24.6 square miles, a density of 921 people per square mile, in the Chicago time zone.
ZIP 76710 reports a modest median household income of $58,186 (23% below the average Texas ZIP), while per-capita income is $43,048. The poverty rate is 9.0%, with unemployment at 4.1%; those measures add context to the income figure. Median home value is $250,300 (1% above the average Texas ZIP) and median rent is $1,147; 47.3% of occupied homes are owner-occupied.
A solid share of residents have a four-year degree: 33.8% of adults hold a bachelor's degree or higher, the median age is 38.3, and the average commute is 15 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in McLennan County, so 76710 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 76710
Top 5 sectors by establishment count in Waco, TX
Which industries have the most business establishments in ZIP 76710.
- Retail trade
Retail trade
239 establishments
- Health care and social assistance
Health care and social assistance
190 establishments
- Finance and insurance
Finance and insurance
135 establishments
- Other services (except public administration)
Other services (except public administration)
127 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
125 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 76710, Waco, TX · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
22,686
Population
24.6
Area (sq mi)
921
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 76710?
38.3
Median Age
49.1%
Male
50.9%
Female
6.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$58,186
Median Household Income
-23% vs state ZIP avg
$43,048
Per Capita Income
9.0%
Poverty Rate
4.1%
Unemployment Rate
15.3 min
Mean Commute Time
How ZIP 76710 ranks among Texas ZIPs
Waco, TX household income vs. every Texas ZIP code
Median household income among 1,737 reporting Texas ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$58,186 28th percentile higher than 28% of 1,737 Texas ZIPs
Each bar is a $20K-wide band; taller bars hold more Texas ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
12,516housing units
12,516
Total Housing Units
10,849
Occupied Units
1,667
Vacant Units
2.13
Avg Household Size
Occupancy Type
$250,300
Median Home Value
+1% vs state ZIP avg
$1,147
Median Rent
1969
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+4.3%
YoY Change (2024)
321
HPI Index (2000 = 100)
+221%
Total Change Since 2000
Home values in ZIP 76710 have increased 4.3% over the past year (2024). Since 2000, this ZIP has seen +221% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.8% | 215 |
| 2021 | +14.5% | 247 |
| 2022 | +19.7% | 295 |
| 2023 | +4.2% | 308 |
| 2024 | +4.3% | 321 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,270 business establishments in ZIP 76710, employing approximately 21,859 people with a combined annual payroll of $994,636,000.
1,270
Businesses
21,859
Employees
$994.6M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 239 | 18.8% |
| Health care and social assistance | 190 | 15.0% |
| Finance and insurance | 135 | 10.6% |
| Other services (except public administration) | 127 | 10.0% |
| Professional, scientific, and technical services | 125 | 9.8% |
| Accommodation and food services | 117 | 9.2% |
| Real estate and rental and leasing | 76 | 6.0% |
| Administrative and support and waste management and remediation services | 58 | 4.6% |
| Construction | 48 | 3.8% |
| Wholesale trade | 45 | 3.5% |
| Manufacturing | 26 | 2.0% |
| Arts, entertainment, and recreation | 23 | 1.8% |
| Information | 21 | 1.6% |
| Educational services | 17 | 1.3% |
| Transportation and warehousing | 11 | 0.9% |
| Management of companies and enterprises | 8 | 0.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 76710 vs 76707 →
ZIP 76710 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 76706
Waco (76706)
35,015 residents
- 76708
Waco (76708)
24,476 residents
- 76712
Woodway (76712)
23,506 residents
- 76710
Waco (76710)
22,686 residents
- 76707
Waco (76707)
16,697 residents
- 76643 13,554
Hewitt (76643)
13,554 residents
- 76711 9,042
Waco (76711)
9,042 residents
- 76704 8,007
Waco (76704)
8,007 residents
- 76655 7,831
Lorena (76655)
7,831 residents
What this shows Among its immediate neighbors, ZIP 76710 ranks #4 by population - useful context the national average alone can't give.
ZIP 76710 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 76655
Lorena (76655)
$99,917 median income
- 76712
Woodway (76712)
$97,903 median income
- 76643
Hewitt (76643)
$83,511 median income
- 76708
Waco (76708)
$68,856 median income
- 76710
Waco (76710)
$58,186 median income
- 76711
Waco (76711)
$53,185 median income
- 76706
Waco (76706)
$41,656 median income
- 76707
Waco (76707)
$40,443 median income
- 76704 $30,349
Waco (76704)
$30,349 median income
What this shows By household income, ZIP 76710 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 76707 | Waco, TX | 16,697 | 2.4 mi |
| 76711 | Waco, TX | 9,042 | 3.0 mi |
| 76701 | Waco, TX | 1,826 | 3.5 mi |
| 76712 | Woodway, TX | 23,506 | 3.7 mi |
| 76798 | Waco, TX | 1,862 | 4.5 mi |
| 76643 | Hewitt, TX | 13,554 | 5.9 mi |
| 76708 | Waco, TX | 24,476 | 6.2 mi |
| 76704 | Waco, TX | 8,007 | 4.8 mi |
| 76655 | Lorena, TX | 7,831 | 9.9 mi |
| 76706 | Waco, TX | 35,015 | 7.9 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 76710, both outside TX so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (22,686 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in McLennan County
Related Areas
Frequently Asked Questions
What county is ZIP code 76710 in?
ZIP code 76710 (Waco) is located in McLennan County, Texas. McLennan County contains multiple ZIP codes, see the full list at /counties/mclennan-tx.
What is the population of ZIP code 76710?
ZIP code 76710 in Waco, TX has a population of 22,686 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 76710?
The median household income in ZIP 76710 is $58,186, which is 24% below the national average of $76,288.
What is the average home value in ZIP 76710?
The median home value in ZIP 76710 is $250,300, which is 10% below the national average of $278,155.
What is the demographic makeup of ZIP 76710?
The largest racial group in ZIP 76710 is White at 55.7%. Hispanic or Latino residents make up 28.2% of the population.
How many businesses are in ZIP code 76710?
ZIP code 76710 has 1,270 business establishments employing approximately 21,859 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 76710?
The top industries by establishment count in ZIP 76710 are: Retail trade (239), Health care and social assistance (190), Finance and insurance (135). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 76710?
According to the FHFA House Price Index, home values in ZIP 76710 increased by 4.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 221%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 76710?
In ZIP code 76710, 57.3% of residents aged 25+ have a high school diploma or higher, and 33.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 76710?
The mean commute time for workers in ZIP code 76710 is 15.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 76710?
In ZIP code 76710, approximately 47.3% of occupied housing units are owner-occupied and 52.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 76710?
The poverty rate in ZIP code 76710 is 9.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 76710's numbers, next.
- See how ZIP 76710 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Waco, TX ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.