PlainZIP

Montgomery, TX · standard

ZIP Code 77316

Montgomery County, Texas - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

16,036
49/sq mi
$124,055
Median income
$431,400
Median home value
46.3%
Bachelor's or higher

The verdict

Montgomery pairs a top-decile household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 8%
household income, US ZIPs
Top 18%
home value, US ZIPs
49
people per sq mi
89%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 77316 against every reporting US ZIP.

ZIP code 77316 is a mid-sized community (a standard USPS delivery area) in Montgomery, Montgomery County, Texas, home to 16,036 residents across 326.6 square miles, a density of 49 people per square mile, in the Chicago time zone.

ZIP 77316 skews affluent, with a median household income of $124,055 (64% above the Texas average), while per-capita income is $55,780. Local economic indicators show a 6.4% poverty rate alongside 5.1% unemployment. On housing, the median home value is $431,400 (74% above the state average) with median rent at $1,304 per month, and 89.1% of occupied units are owner-occupied.

A solid share of residents have a four-year degree: 46.3% of adults hold a bachelor's degree or higher, the median age is 41.1, and the average commute is 34 minutes. We also surface 4 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Montgomery County, so you can benchmark 77316 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 77316

Top 5 sectors by establishment count in Montgomery, TX

Which industries have the most business establishments in ZIP 77316.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 77316, Montgomery, TX · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

16,036

Population

326.6

Area (sq mi)

49

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 77316?

41.1

Median Age

49.2%

Male

50.8%

Female

5.9%

Foreign-Born

White 78.7%
African American 2.6%
Asian 1.8%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 11.7%
Hispanic or Latino 15.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$124,055

Median Household Income

+64% vs state

$55,780

Per Capita Income

6.4%

Poverty Rate

5.1%

Unemployment Rate

34.4 min

Mean Commute Time

How ZIP 77316 ranks nationally

Montgomery, TX household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$124,055 Top 8% higher than 92% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). This entry sits in this band. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 66.9%
Bachelor's Degree or Higher 46.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

13,084

Total Housing Units

12,487

Occupied Units

597

Vacant Units

2.78

Avg Household Size

Occupancy Type

Owner 89.1%
Renter 10.9%

$431,400

Median Home Value

+74% vs state

$1,304

Median Rent

2012

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-0.6%

YoY Change (2024)

293

HPI Index (2000 = 100)

+193%

Total Change Since 2000

Home values in ZIP 77316 have decreased 0.6% over the past year (2024). Since 2000, this ZIP has seen +193% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.2% 202
2021 +7.9% 218
2022 +19.2% 259
2023 +13.7% 295
2024 -0.6% 293

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 596 business establishments in ZIP 77316, employing approximately 3,494 people with a combined annual payroll of $179,867,000.

596

Businesses

3,494

Employees

$179.9M

Annual Payroll

17

Industry Sectors

Industry Establishments % of Total
Construction 115 19.3%
Professional, scientific, and technical services 101 16.9%
Administrative and support and waste management and remediation services 56 9.4%
Health care and social assistance 45 7.5%
Other services (except public administration) 43 7.2%
Retail trade 40 6.7%
Wholesale trade 32 5.4%
Real estate and rental and leasing 32 5.4%
Transportation and warehousing 31 5.2%
Finance and insurance 20 3.4%
Arts, entertainment, and recreation 19 3.2%
Manufacturing 16 2.7%
Accommodation and food services 16 2.7%
Utilities 8 1.3%
Information 8 1.3%
Mining, quarrying, and oil and gas extraction 7 1.2%
Educational services 6 1.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 77316 vs 77354 →

ZIP 77316 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 77316 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 77316 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 77316 ranks #2 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
77354 Magnolia, TX 30,215 7.1 mi
77356 Montgomery, TX 24,498 9.8 mi
77382 Spring, TX 35,369 11.1 mi
77318 Willis, TX 14,281 12.4 mi

More ZIP Codes in Montgomery County

77386 standard
Spring, TX
Pop: 36,407
77382 standard
Spring, TX
Pop: 35,369
77381 standard
Spring, TX
Pop: 34,961
77301 standard
Conroe, TX
Pop: 30,769
77354 standard
Magnolia, TX
Pop: 30,215
77365 standard
Porter, TX
Pop: 25,769

Related Areas

Montgomery County Montgomery, TX Texas

Frequently Asked Questions

What county is ZIP code 77316 in? ▼
ZIP code 77316 (Montgomery) is located in Montgomery County, Texas. Montgomery County contains multiple ZIP codes, see the full list at /counties/montgomery-tx.
What is the population of ZIP code 77316? ▼
ZIP code 77316 in Montgomery, TX has a population of 16,036 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 77316? ▼
The median household income in ZIP 77316 is $124,055, which is 63% above the national average of $76,288.
What is the average home value in ZIP 77316? ▼
The median home value in ZIP 77316 is $431,400, which is 55% above the national average of $278,155.
What is the demographic makeup of ZIP 77316? ▼
The largest racial group in ZIP 77316 is White at 78.7%. Hispanic or Latino residents make up 15.3% of the population.
How many businesses are in ZIP code 77316? ▼
ZIP code 77316 has 596 business establishments employing approximately 3,494 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 77316? ▼
The top industries by establishment count in ZIP 77316 are: Construction (115), Professional, scientific, and technical services (101), Administrative and support and waste management and remediation services (56). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 77316? ▼
According to the FHFA House Price Index, home values in ZIP 77316 decreased by 0.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 193%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 77316? ▼
In ZIP code 77316, 66.9% of residents aged 25+ have a high school diploma or higher, and 46.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 77316? ▼
The mean commute time for workers in ZIP code 77316 is 34.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 77316? ▼
In ZIP code 77316, approximately 89.1% of occupied housing units are owner-occupied and 10.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 77316? ▼
The poverty rate in ZIP code 77316 is 6.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.