PlainZIP

Phoenix, AZ · standard

ZIP Code 85020

Maricopa County, Arizona — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

32,850
1,427/sq mi
$83,735
Median income
$447,200
Median home value
43.4%
Bachelor's or higher

The verdict

Phoenix pairs an above-median household income with upper-quartile home values, in a low-density, mixed-tenure area.

Top 34%
household income, US ZIPs
Top 16%
home value, US ZIPs
1,427
people per sq mi
55%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 85020 against every reporting US ZIP.

ZIP code 85020 is classified by USPS as a standard delivery area and covers roughly 23.0 square miles in Phoenix, Maricopa County, Arizona. The area is home to 32,850 residents, producing a population density of 1,427 people per square mile, and falls within the Phoenix time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 85020 against Arizona and the nation.

On the economic side, the median household income for ZIP 85020 sits at $83,735 (15% above the Arizona average), while per-capita income is $56,576. The poverty rate stands at 12.4% and the unemployment rate at 5.3%. On housing, the median home value is $447,200 (33% above the state average) with median rent at $1,530 per month, and 54.6% of occupied units are owner-occupied, a direct signal of whether 85020 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 43.4% of adults hold a bachelor's degree or higher, the median age is 45.5, and the average commute is 22 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Maricopa County, so you can benchmark 85020 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 85020

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 85020.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 85020, Phoenix, AZ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

32,850

Population

23.0

Area (sq mi)

1,427

People / sq mi

Phoenix

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 85020?

45.5

Median Age

51.9%

Male

48.1%

Female

13.4%

Foreign-Born

White 65.6%
African American 5.0%
Asian 2.2%
American Indian or Alaska Native 3.9%
Native Hawaiian or Pacific Islander 0.4%
Two or More Ethnicities 14.0%
Hispanic or Latino 26.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$83,735

Median Household Income

+15% vs state

$56,576

Per Capita Income

12.4%

Poverty Rate

5.3%

Unemployment Rate

21.5 min

Mean Commute Time

How ZIP 85020 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$83,735 Top 34% higher than 66% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 60.2%
Bachelor's Degree or Higher 43.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

18,365

Total Housing Units

16,709

Occupied Units

1,656

Vacant Units

2.07

Avg Household Size

Occupancy Type

Owner 54.6%
Renter 45.4%

$447,200

Median Home Value

+33% vs state

$1,530

Median Rent

1978

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+8.3%

YoY Change (2024)

368

HPI Index (2000 = 100)

+268%

Total Change Since 2000

Home values in ZIP 85020 have increased 8.3% over the past year (2024). Since 2000, this ZIP has seen +268% cumulative appreciation.

Year Annual Change HPI Index
2020 +6.1% 236
2021 +19.3% 281
2022 +19.9% 337
2023 +0.8% 339
2024 +8.3% 368

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,106 business establishments in ZIP 85020, employing approximately 18,360 people with a combined annual payroll of $1,161,285,000.

1,106

Businesses

18,360

Employees

$1.2B

Annual Payroll

17

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 255 23.1%
Health care and social assistance 191 17.3%
Other services (except public administration) 96 8.7%
Finance and insurance 89 8.1%
Retail trade 88 8.0%
Real estate and rental and leasing 84 7.6%
Accommodation and food services 76 6.9%
Construction 57 5.2%
Administrative and support and waste management and remediation services 56 5.1%
Wholesale trade 27 2.4%
Manufacturing 17 1.5%
Educational services 15 1.4%
Information 14 1.3%
Arts, entertainment, and recreation 14 1.3%
Transportation and warehousing 10 0.9%
Management of companies and enterprises 9 0.8%
Utilities 5 0.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 85020 vs 85021 →

ZIP 85020 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 85020 ranks #6 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 85020 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 85020 ranks #4 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
85021 Phoenix, AZ 37,743 2.3 mi
85028 Phoenix, AZ 19,157 2.7 mi
85014 Phoenix, AZ 24,782 4.1 mi
85022 Phoenix, AZ 46,395 4.1 mi
85012 Phoenix, AZ 6,390 4.2 mi
85016 Phoenix, AZ 33,896 4.0 mi
85029 Phoenix, AZ 43,233 3.7 mi
85013 Phoenix, AZ 19,314 4.3 mi
85051 Phoenix, AZ 40,375 4.6 mi
85023 Phoenix, AZ 31,274 5.0 mi

More ZIP Codes in Maricopa County

85225 standard
Chandler, AZ
Pop: 69,810
85032 standard
Phoenix, AZ
Pop: 65,485
85308 standard
Glendale, AZ
Pop: 63,876
85204 standard
Mesa, AZ
Pop: 60,885
85301 standard
Glendale, AZ
Pop: 60,161
85281 standard
Tempe, AZ
Pop: 57,348

Related Areas

Maricopa County Phoenix, AZ Arizona

Frequently Asked Questions

What county is ZIP code 85020 in? ▼
ZIP code 85020 (Phoenix) is located in Maricopa County, Arizona. Maricopa County contains multiple ZIP codes, see the full list at /counties/maricopa-az.
What is the population of ZIP code 85020? ▼
ZIP code 85020 in Phoenix, AZ has a population of 32,850 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 85020? ▼
The median household income in ZIP 85020 is $83,735, which is 10% above the national average of $76,288.
What is the average home value in ZIP 85020? ▼
The median home value in ZIP 85020 is $447,200, which is 61% above the national average of $278,155.
What is the demographic makeup of ZIP 85020? ▼
The largest racial group in ZIP 85020 is White at 65.6%. Hispanic or Latino residents make up 26.0% of the population.
How many businesses are in ZIP code 85020? ▼
ZIP code 85020 has 1,106 business establishments employing approximately 18,360 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 85020? ▼
The top industries by establishment count in ZIP 85020 are: Professional, scientific, and technical services (255), Health care and social assistance (191), Other services (except public administration) (96). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 85020? ▼
According to the FHFA House Price Index, home values in ZIP 85020 increased by 8.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 268%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 85020? ▼
In ZIP code 85020, 60.2% of residents aged 25+ have a high school diploma or higher, and 43.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 85020? ▼
The mean commute time for workers in ZIP code 85020 is 21.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 85020? ▼
In ZIP code 85020, approximately 54.6% of occupied housing units are owner-occupied and 45.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 85020? ▼
The poverty rate in ZIP code 85020 is 12.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Reading Census Demographics
How to interpret population, income, and education data from the Census Bureau.
Understanding ZIP Code Data
What ZIP codes are, how ZCTAs differ, and what the data reveals.
Best ZIP Codes for Families
Key factors to evaluate when choosing a family-friendly neighborhood.
ZIP Codes for Relocation
Data-driven tips for evaluating ZIP codes before a move.

Official Data Resources for Phoenix, AZ

Verify and explore additional data for this area using these official government sources.

U.S. Census Bureau
Official demographic, economic, and housing data from the American Community Survey.
HUD Fair Market Rents
Department of Housing and Urban Development rental cost estimates by metropolitan area.
FBI Uniform Crime Reports
Official crime statistics compiled from law enforcement agencies nationwide.
FHFA House Price Index
Federal Housing Finance Agency home value trends based on repeat sales and appraisals.

Read our methodology to see how this data is sourced, computed, and verified.