Phoenix, AZ · standard

ZIP Code 85028

Maricopa County, Arizona — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

19,157
738/sq mi
$125,054
Median income
$642,200
Median home value
58.6%
Bachelor's or higher

The verdict

Phoenix pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated area.

Top 8%
household income, US ZIPs
Top 8%
home value, US ZIPs
738
people per sq mi
83%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 85028 against every reporting US ZIP.

ZIP code 85028 is classified by USPS as a standard delivery area and covers roughly 26.0 square miles in Phoenix, Maricopa County, Arizona. The area is home to 19,157 residents, producing a population density of 738 people per square mile, and falls within the Phoenix time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 85028 against Arizona and the nation.

On the economic side, the median household income for ZIP 85028 sits at $125,054 (72% above the Arizona average), while per-capita income is $71,392. The poverty rate stands at 5.2% and the unemployment rate at 3.0%. On housing, the median home value is $642,200 (90% above the state average) with median rent at $1,850 per month, and 82.7% of occupied units are owner-occupied, a direct signal of whether 85028 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 58.6% of adults hold a bachelor's degree or higher, the median age is 49.6, and the average commute is 25 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Maricopa County, so you can benchmark 85028 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 85028

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 85028.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 85028, Phoenix, AZ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

19,157

Population

26.0

Area (sq mi)

738

People / sq mi

Phoenix

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 85028?

49.6

Median Age

50.6%

Male

49.4%

Female

6.8%

Foreign-Born

White 82.2%
African American 2.3%
Asian 1.9%
American Indian or Alaska Native 0.8%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 9.9%
Hispanic or Latino 9.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$125,054

Median Household Income

+72% vs state

$71,392

Per Capita Income

5.2%

Poverty Rate

3.0%

Unemployment Rate

25.0 min

Mean Commute Time

How ZIP 85028 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$125,054 Top 8% higher than 92% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). This entry sits in this band. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 70.9%
Bachelor's Degree or Higher 58.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

8,662

Total Housing Units

7,972

Occupied Units

690

Vacant Units

2.33

Avg Household Size

Occupancy Type

Owner 82.7%
Renter 17.3%

$642,200

Median Home Value

+90% vs state

$1,850

Median Rent

1976

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.1%

YoY Change (2024)

391

HPI Index (2000 = 100)

+291%

Total Change Since 2000

Home values in ZIP 85028 have increased 6.1% over the past year (2024). Since 2000, this ZIP has seen +291% cumulative appreciation.

Year Annual Change HPI Index
2020 +6.2% 245
2021 +18.0% 289
2022 +22.9% 355
2023 +3.6% 368
2024 +6.1% 391

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,002 business establishments in ZIP 85028, employing approximately 8,349 people with a combined annual payroll of $485,470,000.

1,002

Businesses

8,349

Employees

$485.5M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 245 24.4%
Health care and social assistance 175 17.5%
Real estate and rental and leasing 109 10.9%
Finance and insurance 95 9.5%
Construction 79 7.9%
Retail trade 51 5.1%
Administrative and support and waste management and remediation services 51 5.1%
Accommodation and food services 50 5.0%
Other services (except public administration) 49 4.9%
Wholesale trade 26 2.6%
Educational services 19 1.9%
Information 18 1.8%
Arts, entertainment, and recreation 15 1.5%
Manufacturing 8 0.8%
Transportation and warehousing 8 0.8%
Management of companies and enterprises 3 0.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 85028 vs 85020 →

ZIP 85028 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 85028 ranks #0 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 85028 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 85028 ranks #2 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
85020 Phoenix, AZ 32,850 2.7 mi
85032 Phoenix, AZ 65,485 3.5 mi
85253 Paradise Valley, AZ 17,047 3.6 mi
85016 Phoenix, AZ 33,896 4.4 mi
85018 Phoenix, AZ 36,065 5.0 mi
85022 Phoenix, AZ 46,395 4.3 mi
85254 Scottsdale, AZ 45,801 4.3 mi
85021 Phoenix, AZ 37,743 5.0 mi
85014 Phoenix, AZ 24,782 5.4 mi
85029 Phoenix, AZ 43,233 6.0 mi

More ZIP Codes in Maricopa County

Frequently Asked Questions

What county is ZIP code 85028 in?
ZIP code 85028 (Phoenix) is located in Maricopa County, Arizona. Maricopa County contains multiple ZIP codes, see the full list at /counties/maricopa-az.
What is the population of ZIP code 85028?
ZIP code 85028 in Phoenix, AZ has a population of 19,157 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 85028?
The median household income in ZIP 85028 is $125,054, which is 64% above the national average of $76,288.
What is the average home value in ZIP 85028?
The median home value in ZIP 85028 is $642,200, which is 131% above the national average of $278,155.
What is the demographic makeup of ZIP 85028?
The largest racial group in ZIP 85028 is White at 82.2%. Hispanic or Latino residents make up 9.8% of the population.
How many businesses are in ZIP code 85028?
ZIP code 85028 has 1,002 business establishments employing approximately 8,349 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 85028?
The top industries by establishment count in ZIP 85028 are: Professional, scientific, and technical services (245), Health care and social assistance (175), Real estate and rental and leasing (109). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 85028?
According to the FHFA House Price Index, home values in ZIP 85028 increased by 6.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 291%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 85028?
In ZIP code 85028, 70.9% of residents aged 25+ have a high school diploma or higher, and 58.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 85028?
The mean commute time for workers in ZIP code 85028 is 25.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 85028?
In ZIP code 85028, approximately 82.7% of occupied housing units are owner-occupied and 17.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 85028?
The poverty rate in ZIP code 85028 is 5.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

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Official Data Resources for Phoenix, AZ

Verify and explore additional data for this area using these official government sources.