Phoenix, AZ · standard

ZIP Code 85021

Maricopa County, Arizona — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

37,743
2,167/sq mi
$59,768
Median income
$470,400
Median home value
35.6%
Bachelor's or higher

The verdict

Phoenix pairs a below-median household income with upper-quartile home values, in a suburban-density, renter-heavy area.

29th pct
household income, US ZIPs
Top 15%
home value, US ZIPs
2,167
people per sq mi
39%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 85021 against every reporting US ZIP.

ZIP code 85021 is classified by USPS as a standard delivery area and covers roughly 17.4 square miles in Phoenix, Maricopa County, Arizona. The area is home to 37,743 residents, producing a population density of 2,167 people per square mile, and falls within the Phoenix time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 85021 against Arizona and the nation.

On the economic side, the median household income for ZIP 85021 sits at $59,768 (18% below the Arizona average), while per-capita income is $38,713. The poverty rate stands at 17.4% and the unemployment rate at 8.0%. On housing, the median home value is $470,400 (39% above the state average) with median rent at $1,313 per month, and 39.4% of occupied units are owner-occupied, a direct signal of whether 85021 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 35.6% of adults hold a bachelor's degree or higher, the median age is 34.8, and the average commute is 28 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Maricopa County, so you can benchmark 85021 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 85021

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 85021.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 85021, Phoenix, AZ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

37,743

Population

17.4

Area (sq mi)

2,167

People / sq mi

Phoenix

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 85021?

34.8

Median Age

51.0%

Male

49.0%

Female

16.8%

Foreign-Born

White 45.5%
African American 12.0%
Asian 1.9%
American Indian or Alaska Native 4.6%
Native Hawaiian or Pacific Islander 0.2%
Two or More Ethnicities 24.3%
Hispanic or Latino 34.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$59,768

Median Household Income

-18% vs state

$38,713

Per Capita Income

17.4%

Poverty Rate

8.0%

Unemployment Rate

28.4 min

Mean Commute Time

How ZIP 85021 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$59,768 29th percentile higher than 29% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 55.9%
Bachelor's Degree or Higher 35.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

18,091

Total Housing Units

16,795

Occupied Units

1,296

Vacant Units

2.32

Avg Household Size

Occupancy Type

Owner 39.4%
Renter 60.6%

$470,400

Median Home Value

+39% vs state

$1,313

Median Rent

1977

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.9%

YoY Change (2024)

358

HPI Index (2000 = 100)

+258%

Total Change Since 2000

Home values in ZIP 85021 have increased 4.9% over the past year (2024). Since 2000, this ZIP has seen +258% cumulative appreciation.

Year Annual Change HPI Index
2020 +6.9% 235
2021 +19.1% 279
2022 +20.4% 337
2023 +1.4% 341
2024 +4.9% 358

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 950 business establishments in ZIP 85021, employing approximately 19,533 people with a combined annual payroll of $1,293,984,000.

950

Businesses

19,533

Employees

$1.3B

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 168 17.7%
Professional, scientific, and technical services 132 13.9%
Construction 97 10.2%
Other services (except public administration) 80 8.4%
Retail trade 73 7.7%
Accommodation and food services 71 7.5%
Real estate and rental and leasing 68 7.2%
Administrative and support and waste management and remediation services 64 6.7%
Finance and insurance 58 6.1%
Wholesale trade 37 3.9%
Manufacturing 31 3.3%
Educational services 21 2.2%
Transportation and warehousing 13 1.4%
Information 13 1.4%
Management of companies and enterprises 12 1.3%
Arts, entertainment, and recreation 8 0.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 85021 vs 85051 →

ZIP 85021 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 85021 ranks #4 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 85021 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 85021 ranks #9 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
85051 Phoenix, AZ 40,375 2.3 mi
85020 Phoenix, AZ 32,850 2.3 mi
85029 Phoenix, AZ 43,233 2.6 mi
85015 Phoenix, AZ 37,644 3.5 mi
85013 Phoenix, AZ 19,314 3.5 mi
85023 Phoenix, AZ 31,274 4.9 mi
85012 Phoenix, AZ 6,390 3.9 mi
85017 Phoenix, AZ 38,872 3.9 mi
85014 Phoenix, AZ 24,782 4.2 mi
85302 Glendale, AZ 36,909 4.9 mi

More ZIP Codes in Maricopa County

Frequently Asked Questions

What county is ZIP code 85021 in?
ZIP code 85021 (Phoenix) is located in Maricopa County, Arizona. Maricopa County contains multiple ZIP codes, see the full list at /counties/maricopa-az.
What is the population of ZIP code 85021?
ZIP code 85021 in Phoenix, AZ has a population of 37,743 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 85021?
The median household income in ZIP 85021 is $59,768, which is 22% below the national average of $76,288.
What is the average home value in ZIP 85021?
The median home value in ZIP 85021 is $470,400, which is 69% above the national average of $278,155.
What is the demographic makeup of ZIP 85021?
The largest racial group in ZIP 85021 is White at 45.5%. Hispanic or Latino residents make up 34.9% of the population.
How many businesses are in ZIP code 85021?
ZIP code 85021 has 950 business establishments employing approximately 19,533 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 85021?
The top industries by establishment count in ZIP 85021 are: Health care and social assistance (168), Professional, scientific, and technical services (132), Construction (97). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 85021?
According to the FHFA House Price Index, home values in ZIP 85021 increased by 4.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 258%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 85021?
In ZIP code 85021, 55.9% of residents aged 25+ have a high school diploma or higher, and 35.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 85021?
The mean commute time for workers in ZIP code 85021 is 28.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 85021?
In ZIP code 85021, approximately 39.4% of occupied housing units are owner-occupied and 60.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 85021?
The poverty rate in ZIP code 85021 is 17.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Phoenix, AZ

Verify and explore additional data for this area using these official government sources.