PlainZIP

Spokane, WA · standard

ZIP Code 99202

Spokane County, Washington - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

21,580
1,357/sq mi
$65,189
Median income
$304,600
Median home value
33.0%
Bachelor's or higher

The verdict

Spokane pairs a below-median household income with above-median home values, in a low-density, mixed-tenure area.

39th pct
household income, US ZIPs
Top 33%
home value, US ZIPs
1,357
people per sq mi
48%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 99202 against every reporting US ZIP.

ZIP code 99202 is a densely settled ZIP (a standard USPS delivery area) in Spokane, Spokane County, Washington, with 21,580 residents across 15.9 square miles, a density of 1,357 people per square mile, in the Los Angeles time zone.

ZIP 99202 reports a modest median household income of $65,189 (28% below the Washington average), while per-capita income is $32,821. Local economic indicators show a 24.4% poverty rate alongside 6.7% unemployment. Housing costs here run $304,600 for a typical home value (40% below the state average), with rent averaging $1,141 a month; 48.3% of homes are owner-occupied.

A solid share of residents have a four-year degree: 33.0% of adults hold a bachelor's degree or higher, the median age is 32.8, and the average commute is 16 minutes. To put 99202 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Spokane County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 99202

Top 5 sectors by establishment count in Spokane, WA

Which industries have the most business establishments in ZIP 99202.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 99202, Spokane, WA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

21,580

Population

15.9

Area (sq mi)

1,357

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 99202?

32.8

Median Age

51.2%

Male

48.8%

Female

7.6%

Foreign-Born

White 77.3%
African American 2.4%
Asian 3.6%
American Indian or Alaska Native 0.9%
Native Hawaiian or Pacific Islander 1.3%
Two or More Ethnicities 10.9%
Hispanic or Latino 9.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$65,189

Median Household Income

-28% vs state

$32,821

Per Capita Income

24.4%

Poverty Rate

6.7%

Unemployment Rate

16.0 min

Mean Commute Time

How ZIP 99202 ranks nationally

Spokane, WA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$65,189 39th percentile higher than 39% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 55.0%
Bachelor's Degree or Higher 33.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

8,375

Total Housing Units

7,764

Occupied Units

611

Vacant Units

2.23

Avg Household Size

Occupancy Type

Owner 48.3%
Renter 51.7%

$304,600

Median Home Value

-40% vs state

$1,141

Median Rent

1958

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-1.3%

YoY Change (2024)

406

HPI Index (2000 = 100)

+306%

Total Change Since 2000

Home values in ZIP 99202 have decreased 1.3% over the past year (2024). Since 2000, this ZIP has seen +306% cumulative appreciation.

Year Annual Change HPI Index
2020 +9.1% 273
2021 +22.2% 333
2022 +18.2% 394
2023 +4.5% 411
2024 -1.3% 406

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,189 business establishments in ZIP 99202, employing approximately 20,438 people with a combined annual payroll of $1,341,868,000.

1,189

Businesses

20,438

Employees

$1.3B

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 168 14.1%
Wholesale trade 147 12.4%
Construction 126 10.6%
Retail trade 125 10.5%
Other services (except public administration) 121 10.2%
Accommodation and food services 110 9.3%
Professional, scientific, and technical services 92 7.7%
Finance and insurance 55 4.6%
Manufacturing 53 4.5%
Administrative and support and waste management and remediation services 51 4.3%
Real estate and rental and leasing 47 4.0%
Transportation and warehousing 28 2.4%
Educational services 17 1.4%
Information 16 1.4%
Arts, entertainment, and recreation 16 1.4%
Management of companies and enterprises 13 1.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 99202 vs 99207 →

ZIP 99202 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 99202 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 99202 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 99202 ranks #8 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
99207 Spokane, WA 30,854 2.2 mi
99203 Spokane, WA 20,192 2.3 mi
99204 Spokane, WA 6,681 2.4 mi
99201 Spokane, WA 13,342 2.7 mi
99212 Spokane, WA 19,197 3.3 mi
99223 Spokane, WA 29,273 4.8 mi
99205 Spokane, WA 42,137 4.1 mi
99218 Spokane, WA 15,531 7.2 mi
99206 Spokane, WA 34,802 6.1 mi
99217 Spokane, WA 17,423 8.1 mi

More ZIP Codes in Spokane County

99208 standard
Spokane, WA
Pop: 49,193
99205 standard
Spokane, WA
Pop: 42,137
99206 standard
Spokane, WA
Pop: 34,802
99207 standard
Spokane, WA
Pop: 30,854
99223 standard
Spokane, WA
Pop: 29,273
99216 standard
Spokane, WA
Pop: 24,362

Related Areas

Spokane County Spokane, WA Washington

Frequently Asked Questions

What county is ZIP code 99202 in? ▼
ZIP code 99202 (Spokane) is located in Spokane County, Washington. Spokane County contains multiple ZIP codes, see the full list at /counties/spokane-wa.
What is the population of ZIP code 99202? ▼
ZIP code 99202 in Spokane, WA has a population of 21,580 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 99202? ▼
The median household income in ZIP 99202 is $65,189, which is 15% below the national average of $76,288.
What is the average home value in ZIP 99202? ▼
The median home value in ZIP 99202 is $304,600, which is 10% above the national average of $278,155.
What is the demographic makeup of ZIP 99202? ▼
The largest racial group in ZIP 99202 is White at 77.3%. Hispanic or Latino residents make up 9.8% of the population.
How many businesses are in ZIP code 99202? ▼
ZIP code 99202 has 1,189 business establishments employing approximately 20,438 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 99202? ▼
The top industries by establishment count in ZIP 99202 are: Health care and social assistance (168), Wholesale trade (147), Construction (126). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 99202? ▼
According to the FHFA House Price Index, home values in ZIP 99202 decreased by 1.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 306%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 99202? ▼
In ZIP code 99202, 55.0% of residents aged 25+ have a high school diploma or higher, and 33.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 99202? ▼
The mean commute time for workers in ZIP code 99202 is 16.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 99202? ▼
In ZIP code 99202, approximately 48.3% of occupied housing units are owner-occupied and 51.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 99202? ▼
The poverty rate in ZIP code 99202 is 24.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.