Spokane, WA · standard

ZIP Code 99205

Spokane County, Washington — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

42,137
1,818/sq mi
$77,374
Median income
$327,400
Median home value
26.1%
Bachelor's or higher

The verdict

Spokane pairs an above-median household income with above-median home values, in a low-density, homeowner-dominated area.

Top 42%
household income, US ZIPs
Top 30%
home value, US ZIPs
1,818
people per sq mi
73%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 99205 against every reporting US ZIP.

ZIP code 99205 is classified by USPS as a standard delivery area and covers roughly 23.2 square miles in Spokane, Spokane County, Washington. The area is home to 42,137 residents, producing a population density of 1,818 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 99205 against Washington and the nation.

On the economic side, the median household income for ZIP 99205 sits at $77,374 (15% below the Washington average), while per-capita income is $37,083. The poverty rate stands at 8.8% and the unemployment rate at 5.1%. On housing, the median home value is $327,400 (36% below the state average) with median rent at $1,316 per month, and 72.5% of occupied units are owner-occupied, a direct signal of whether 99205 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 26.1% of adults hold a bachelor's degree or higher, the median age is 37, and the average commute is 21 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Spokane County, so you can benchmark 99205 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 99205

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 99205.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 99205, Spokane, WA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

42,137

Population

23.2

Area (sq mi)

1,818

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 99205?

37.0

Median Age

49.8%

Male

50.2%

Female

3.5%

Foreign-Born

White 82.6%
African American 2.0%
Asian 1.3%
American Indian or Alaska Native 1.1%
Native Hawaiian or Pacific Islander 0.7%
Two or More Ethnicities 10.8%
Hispanic or Latino 8.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$77,374

Median Household Income

-15% vs state

$37,083

Per Capita Income

8.8%

Poverty Rate

5.1%

Unemployment Rate

20.7 min

Mean Commute Time

How ZIP 99205 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$77,374 Top 42% higher than 58% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 52.2%
Bachelor's Degree or Higher 26.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

18,620

Total Housing Units

17,674

Occupied Units

946

Vacant Units

2.42

Avg Household Size

Occupancy Type

Owner 72.5%
Renter 27.5%

$327,400

Median Home Value

-36% vs state

$1,316

Median Rent

1949

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+3.0%

YoY Change (2024)

386

HPI Index (2000 = 100)

+286%

Total Change Since 2000

Home values in ZIP 99205 have increased 3.0% over the past year (2024). Since 2000, this ZIP has seen +286% cumulative appreciation.

Year Annual Change HPI Index
2020 +9.5% 261
2021 +20.9% 315
2022 +18.8% 374
2023 +0.0% 374
2024 +3.0% 386

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 737 business establishments in ZIP 99205, employing approximately 7,235 people with a combined annual payroll of $373,977,000.

737

Businesses

7,235

Employees

$374.0M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 109 14.8%
Other services (except public administration) 108 14.7%
Retail trade 102 13.8%
Accommodation and food services 93 12.6%
Construction 86 11.7%
Professional, scientific, and technical services 68 9.2%
Finance and insurance 48 6.5%
Administrative and support and waste management and remediation services 30 4.1%
Real estate and rental and leasing 26 3.5%
Manufacturing 15 2.0%
Transportation and warehousing 11 1.5%
Information 11 1.5%
Arts, entertainment, and recreation 10 1.4%
Wholesale trade 8 1.1%
Educational services 7 0.9%
Industries not classified 3 0.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 99205 vs 99201 →

ZIP 99205 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 99205 ranks #2 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 99205 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 99205 ranks #5 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
99201 Spokane, WA 13,342 2.4 mi
99207 Spokane, WA 30,854 2.8 mi
99204 Spokane, WA 6,681 3.6 mi
99208 Spokane, WA 49,193 5.8 mi
99218 Spokane, WA 15,531 4.7 mi
99202 Spokane, WA 21,580 4.1 mi
99203 Spokane, WA 20,192 5.1 mi
99224 Spokane, WA 18,289 5.4 mi
99212 Spokane, WA 19,197 6.7 mi
99020 Marshall, WA 82 9.6 mi

More ZIP Codes in Spokane County

Frequently Asked Questions

What county is ZIP code 99205 in?
ZIP code 99205 (Spokane) is located in Spokane County, Washington. Spokane County contains multiple ZIP codes, see the full list at /counties/spokane-wa.
What is the population of ZIP code 99205?
ZIP code 99205 in Spokane, WA has a population of 42,137 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 99205?
The median household income in ZIP 99205 is $77,374, which is 1% above the national average of $76,288.
What is the average home value in ZIP 99205?
The median home value in ZIP 99205 is $327,400, which is 18% above the national average of $278,155.
What is the demographic makeup of ZIP 99205?
The largest racial group in ZIP 99205 is White at 82.6%. Hispanic or Latino residents make up 8.2% of the population.
How many businesses are in ZIP code 99205?
ZIP code 99205 has 737 business establishments employing approximately 7,235 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 99205?
The top industries by establishment count in ZIP 99205 are: Health care and social assistance (109), Other services (except public administration) (108), Retail trade (102). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 99205?
According to the FHFA House Price Index, home values in ZIP 99205 increased by 3.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 286%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 99205?
In ZIP code 99205, 52.2% of residents aged 25+ have a high school diploma or higher, and 26.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 99205?
The mean commute time for workers in ZIP code 99205 is 20.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 99205?
In ZIP code 99205, approximately 72.5% of occupied housing units are owner-occupied and 27.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 99205?
The poverty rate in ZIP code 99205 is 8.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Spokane, WA

Verify and explore additional data for this area using these official government sources.