Spokane, WA · standard

ZIP Code 99204

Spokane County, Washington — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

6,681
2,288/sq mi
$58,277
Median income
$397,700
Median home value
41.0%
Bachelor's or higher

The verdict

Spokane pairs a below-median household income with upper-quartile home values, in a suburban-density, renter-heavy area.

26th pct
household income, US ZIPs
Top 21%
home value, US ZIPs
2,288
people per sq mi
30%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 99204 against every reporting US ZIP.

ZIP code 99204 is classified by USPS as a standard delivery area and covers roughly 2.9 square miles in Spokane, Spokane County, Washington. The area is home to 6,681 residents, producing a population density of 2,288 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 99204 against Washington and the nation.

On the economic side, the median household income for ZIP 99204 sits at $58,277 (36% below the Washington average), while per-capita income is $44,588. The poverty rate stands at 17.1% and the unemployment rate at 6.1%. On housing, the median home value is $397,700 (22% below the state average) with median rent at $1,184 per month, and 30.1% of occupied units are owner-occupied, a direct signal of whether 99204 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 41.0% of adults hold a bachelor's degree or higher, the median age is 33.6, and the average commute is . We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Spokane County, so you can benchmark 99204 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 99204

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 99204.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 99204, Spokane, WA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

6,681

Population

2.9

Area (sq mi)

2,288

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 99204?

33.6

Median Age

46.9%

Male

53.1%

Female

10.3%

Foreign-Born

White 80.6%
African American 4.9%
Asian 5.3%
American Indian or Alaska Native 0.6%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.8%
Hispanic or Latino 7.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$58,277

Median Household Income

-36% vs state

$44,588

Per Capita Income

17.1%

Poverty Rate

6.1%

Unemployment Rate

How ZIP 99204 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$58,277 26th percentile higher than 26% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 58.4%
Bachelor's Degree or Higher 41.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,377

Total Housing Units

4,050

Occupied Units

327

Vacant Units

1.84

Avg Household Size

Occupancy Type

Owner 30.1%
Renter 69.9%

$397,700

Median Home Value

-22% vs state

$1,184

Median Rent

1940

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-5.7%

YoY Change (2024)

322

HPI Index (2000 = 100)

+222%

Total Change Since 2000

Home values in ZIP 99204 have decreased 5.7% over the past year (2024). Since 2000, this ZIP has seen +222% cumulative appreciation.

Year Annual Change HPI Index
2020 +7.5% 247
2021 +18.8% 294
2022 +14.1% 335
2023 +1.8% 341
2024 -5.7% 322

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 265 business establishments in ZIP 99204, employing approximately 8,002 people with a combined annual payroll of $665,688,000.

265

Businesses

8,002

Employees

$665.7M

Annual Payroll

13

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 112 42.3%
Professional, scientific, and technical services 25 9.4%
Other services (except public administration) 24 9.1%
Real estate and rental and leasing 23 8.7%
Accommodation and food services 16 6.0%
Retail trade 15 5.7%
Finance and insurance 13 4.9%
Construction 8 3.0%
Administrative and support and waste management and remediation services 6 2.3%
Educational services 6 2.3%
Arts, entertainment, and recreation 4 1.5%
Utilities 3 1.1%
Management of companies and enterprises 3 1.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 99204 vs 99201 →

ZIP 99204 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 99204 ranks #0 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 99204 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 99204 ranks #9 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
99201 Spokane, WA 13,342 1.3 mi
99203 Spokane, WA 20,192 1.6 mi
99202 Spokane, WA 21,580 2.4 mi
99205 Spokane, WA 42,137 3.6 mi
99207 Spokane, WA 30,854 3.5 mi
99224 Spokane, WA 18,289 5.1 mi
99218 Spokane, WA 15,531 7.9 mi
99223 Spokane, WA 29,273 5.4 mi
99212 Spokane, WA 19,197 5.7 mi
99020 Marshall, WA 82 6.6 mi

More ZIP Codes in Spokane County

Frequently Asked Questions

What county is ZIP code 99204 in?
ZIP code 99204 (Spokane) is located in Spokane County, Washington. Spokane County contains multiple ZIP codes, see the full list at /counties/spokane-wa.
What is the population of ZIP code 99204?
ZIP code 99204 in Spokane, WA has a population of 6,681 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 99204?
The median household income in ZIP 99204 is $58,277, which is 24% below the national average of $76,288.
What is the average home value in ZIP 99204?
The median home value in ZIP 99204 is $397,700, which is 43% above the national average of $278,155.
What is the demographic makeup of ZIP 99204?
The largest racial group in ZIP 99204 is White at 80.6%. Hispanic or Latino residents make up 7.7% of the population.
How many businesses are in ZIP code 99204?
ZIP code 99204 has 265 business establishments employing approximately 8,002 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 99204?
The top industries by establishment count in ZIP 99204 are: Health care and social assistance (112), Professional, scientific, and technical services (25), Other services (except public administration) (24). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 99204?
According to the FHFA House Price Index, home values in ZIP 99204 decreased by 5.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 222%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 99204?
In ZIP code 99204, 58.4% of residents aged 25+ have a high school diploma or higher, and 41.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 99204?
In ZIP code 99204, approximately 30.1% of occupied housing units are owner-occupied and 69.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 99204?
The poverty rate in ZIP code 99204 is 17.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Spokane, WA

Verify and explore additional data for this area using these official government sources.