Spokane, WA · standard
ZIP Code 99203
Spokane County, Washington - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 20,192
- 1,666/sq mi High-density area
- $104,372
- Median income Above-median income area
- $483,300
- Median home value Above-median home value
- 60.4%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Spokane pairs an upper-quartile household income with upper-quartile home values, in a low-density, homeowner-dominated area.
- Top 16%
- household income, US ZIPs
- Top 14%
- home value, US ZIPs
- 1,666
- people per sq mi
- 77%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 99203 against every reporting US ZIP.
ZIP code 99203 is a densely settled ZIP (a standard USPS delivery area) in Spokane, Spokane County, Washington, with 20,192 residents across 12.1 square miles, a density of 1,666 people per square mile, in the Los Angeles time zone.
ZIP 99203 lands in the middle-income range, with a median household income of $104,372 (15% above the average Washington ZIP), while per-capita income is $55,835. The poverty rate is 6.1%, with unemployment at 4.4%; those measures add context to the income figure. Median home value is $483,300 (5% below the average Washington ZIP) and median rent is $1,274; 77.4% of occupied homes are owner-occupied.
This is a highly-educated ZIP: 60.4% of adults hold a bachelor's degree or higher, the median age is 43.4, and the average commute is 20 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Spokane County, so 99203 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 99203
Top 5 sectors by establishment count in Spokane, WA
Which industries have the most business establishments in ZIP 99203.
- Health care and social assistance
Health care and social assistance
72 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
67 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
32 establishments
- Other services (except public administration)
Other services (except public administration)
32 establishments
- Construction
Construction
31 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 99203, Spokane, WA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
20,192
Population
12.1
Area (sq mi)
1,666
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 99203?
43.4
Median Age
46.4%
Male
53.6%
Female
3.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$104,372
Median Household Income
+15% vs state ZIP avg
$55,835
Per Capita Income
6.1%
Poverty Rate
4.4%
Unemployment Rate
19.7 min
Mean Commute Time
How ZIP 99203 ranks among Washington ZIPs
Spokane, WA household income vs. every Washington ZIP code
Median household income among 547 reporting Washington ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$104,372 Top 26% higher than 74% of 547 Washington ZIPs
Each bar is a $20K-wide band; taller bars hold more Washington ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
9,676housing units
9,676
Total Housing Units
9,224
Occupied Units
452
Vacant Units
2.31
Avg Household Size
Occupancy Type
$483,300
Median Home Value
-5% vs state ZIP avg
$1,274
Median Rent
1951
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+0.5%
YoY Change (2024)
359
HPI Index (2000 = 100)
+259%
Total Change Since 2000
Home values in ZIP 99203 have increased 0.5% over the past year (2024). Since 2000, this ZIP has seen +259% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +6.1% | 257 |
| 2021 | +18.8% | 305 |
| 2022 | +16.7% | 356 |
| 2023 | +0.3% | 358 |
| 2024 | +0.5% | 359 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 361 business establishments in ZIP 99203, employing approximately 2,782 people with a combined annual payroll of $118,603,000.
361
Businesses
2,782
Employees
$118.6M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 72 | 19.9% |
| Professional, scientific, and technical services | 67 | 18.6% |
| Real estate and rental and leasing | 32 | 8.9% |
| Other services (except public administration) | 32 | 8.9% |
| Construction | 31 | 8.6% |
| Accommodation and food services | 25 | 6.9% |
| Finance and insurance | 24 | 6.7% |
| Administrative and support and waste management and remediation services | 22 | 6.1% |
| Retail trade | 18 | 5.0% |
| Arts, entertainment, and recreation | 11 | 3.0% |
| Educational services | 9 | 2.5% |
| Wholesale trade | 6 | 1.7% |
| Information | 6 | 1.7% |
| Manufacturing | 3 | 0.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 99203 vs 99204 →
ZIP 99203 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 99205
Spokane (99205)
42,137 residents
- 99206
Spokane (99206)
34,802 residents
- 99207
Spokane (99207)
30,854 residents
- 99223
Spokane (99223)
29,273 residents
- 99202
Spokane (99202)
21,580 residents
- 99203
Spokane (99203)
20,192 residents
- 99212
Spokane (99212)
19,197 residents
- 99224
Spokane (99224)
18,289 residents
- 99218 15,531
Spokane (99218)
15,531 residents
What this shows Among its immediate neighbors, ZIP 99203 ranks #6 by population - useful context the national average alone can't give.
ZIP 99203 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 99203
Spokane (99203)
$104,372 median income
- 99223
Spokane (99223)
$94,279 median income
- 99206
Spokane (99206)
$81,764 median income
- 99224
Spokane (99224)
$80,770 median income
- 99218
Spokane (99218)
$80,733 median income
- 99205
Spokane (99205)
$77,374 median income
- 99212
Spokane (99212)
$67,049 median income
- 99202
Spokane (99202)
$65,189 median income
- 99207
Spokane (99207)
$60,452 median income
What this shows By household income, ZIP 99203 ranks the highest of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 99204 | Spokane, WA | 6,681 | 1.6 mi |
| 99202 | Spokane, WA | 21,580 | 2.3 mi |
| 99201 | Spokane, WA | 13,342 | 2.8 mi |
| 99207 | Spokane, WA | 30,854 | 4.2 mi |
| 99223 | Spokane, WA | 29,273 | 3.8 mi |
| 99205 | Spokane, WA | 42,137 | 5.1 mi |
| 99212 | Spokane, WA | 19,197 | 5.0 mi |
| 99218 | Spokane, WA | 15,531 | 9.0 mi |
| 99206 | Spokane, WA | 34,802 | 6.9 mi |
| 99224 | Spokane, WA | 18,289 | 6.4 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 99203, both outside WA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (20,192 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Spokane County
Related Areas
Frequently Asked Questions
What county is ZIP code 99203 in?
ZIP code 99203 (Spokane) is located in Spokane County, Washington. Spokane County contains multiple ZIP codes, see the full list at /counties/spokane-wa.
What is the population of ZIP code 99203?
ZIP code 99203 in Spokane, WA has a population of 20,192 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 99203?
The median household income in ZIP 99203 is $104,372, which is 37% above the national average of $76,288.
What is the average home value in ZIP 99203?
The median home value in ZIP 99203 is $483,300, which is 74% above the national average of $278,155.
What is the demographic makeup of ZIP 99203?
The largest racial group in ZIP 99203 is White at 89.7%. Hispanic or Latino residents make up 6.4% of the population.
How many businesses are in ZIP code 99203?
ZIP code 99203 has 361 business establishments employing approximately 2,782 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 99203?
The top industries by establishment count in ZIP 99203 are: Health care and social assistance (72), Professional, scientific, and technical services (67), Real estate and rental and leasing (32). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 99203?
According to the FHFA House Price Index, home values in ZIP 99203 increased by 0.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 259%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 99203?
In ZIP code 99203, 71.6% of residents aged 25+ have a high school diploma or higher, and 60.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 99203?
The mean commute time for workers in ZIP code 99203 is 19.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 99203?
In ZIP code 99203, approximately 77.4% of occupied housing units are owner-occupied and 22.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 99203?
The poverty rate in ZIP code 99203 is 6.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
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What to do with ZIP 99203's numbers, next.
- See how ZIP 99203 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Spokane, WA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.