PlainZIP

Spokane, WA · standard

ZIP Code 99203

Spokane County, Washington - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

20,192
1,666/sq mi
$104,372
Median income
$483,300
Median home value
60.4%
Bachelor's or higher

The verdict

Spokane pairs an upper-quartile household income with upper-quartile home values, in a low-density, homeowner-dominated area.

Top 16%
household income, US ZIPs
Top 14%
home value, US ZIPs
1,666
people per sq mi
77%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 99203 against every reporting US ZIP.

ZIP code 99203 is a densely settled ZIP (a standard USPS delivery area) in Spokane, Spokane County, Washington, with 20,192 residents across 12.1 square miles, a density of 1,666 people per square mile, in the Los Angeles time zone.

ZIP 99203 lands in the middle-income range, with a median household income of $104,372 (15% above the Washington average), while per-capita income is $55,835. Local economic indicators show a 6.1% poverty rate alongside 4.4% unemployment. Housing costs here run $483,300 for a typical home value (5% below the state average), with rent averaging $1,274 a month; 77.4% of homes are owner-occupied.

This is a highly-educated ZIP: 60.4% of adults hold a bachelor's degree or higher, the median age is 43.4, and the average commute is 20 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Spokane County, letting you compare 99203 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 99203

Top 5 sectors by establishment count in Spokane, WA

Which industries have the most business establishments in ZIP 99203.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 99203, Spokane, WA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

20,192

Population

12.1

Area (sq mi)

1,666

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 99203?

43.4

Median Age

46.4%

Male

53.6%

Female

3.5%

Foreign-Born

White 89.7%
African American 0.6%
Asian 1.7%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 6.5%
Hispanic or Latino 6.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$104,372

Median Household Income

+15% vs state

$55,835

Per Capita Income

6.1%

Poverty Rate

4.4%

Unemployment Rate

19.7 min

Mean Commute Time

How ZIP 99203 ranks nationally

Spokane, WA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$104,372 Top 16% higher than 84% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 71.6%
Bachelor's Degree or Higher 60.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

9,676

Total Housing Units

9,224

Occupied Units

452

Vacant Units

2.31

Avg Household Size

Occupancy Type

Owner 77.4%
Renter 22.6%

$483,300

Median Home Value

-5% vs state

$1,274

Median Rent

1951

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+0.5%

YoY Change (2024)

359

HPI Index (2000 = 100)

+259%

Total Change Since 2000

Home values in ZIP 99203 have increased 0.5% over the past year (2024). Since 2000, this ZIP has seen +259% cumulative appreciation.

Year Annual Change HPI Index
2020 +6.1% 257
2021 +18.8% 305
2022 +16.7% 356
2023 +0.3% 358
2024 +0.5% 359

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 361 business establishments in ZIP 99203, employing approximately 2,782 people with a combined annual payroll of $118,603,000.

361

Businesses

2,782

Employees

$118.6M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 72 19.9%
Professional, scientific, and technical services 67 18.6%
Real estate and rental and leasing 32 8.9%
Other services (except public administration) 32 8.9%
Construction 31 8.6%
Accommodation and food services 25 6.9%
Finance and insurance 24 6.7%
Administrative and support and waste management and remediation services 22 6.1%
Retail trade 18 5.0%
Arts, entertainment, and recreation 11 3.0%
Educational services 9 2.5%
Wholesale trade 6 1.7%
Information 6 1.7%
Manufacturing 3 0.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 99203 vs 99204 →

ZIP 99203 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 99203 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 99203 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 99203 ranks the highest of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
99204 Spokane, WA 6,681 1.6 mi
99202 Spokane, WA 21,580 2.3 mi
99201 Spokane, WA 13,342 2.8 mi
99207 Spokane, WA 30,854 4.2 mi
99223 Spokane, WA 29,273 3.8 mi
99205 Spokane, WA 42,137 5.1 mi
99212 Spokane, WA 19,197 5.0 mi
99218 Spokane, WA 15,531 9.0 mi
99206 Spokane, WA 34,802 6.9 mi
99224 Spokane, WA 18,289 6.4 mi

More ZIP Codes in Spokane County

99208 standard
Spokane, WA
Pop: 49,193
99205 standard
Spokane, WA
Pop: 42,137
99206 standard
Spokane, WA
Pop: 34,802
99207 standard
Spokane, WA
Pop: 30,854
99223 standard
Spokane, WA
Pop: 29,273
99216 standard
Spokane, WA
Pop: 24,362

Related Areas

Spokane County Spokane, WA Washington

Frequently Asked Questions

What county is ZIP code 99203 in? ▼
ZIP code 99203 (Spokane) is located in Spokane County, Washington. Spokane County contains multiple ZIP codes, see the full list at /counties/spokane-wa.
What is the population of ZIP code 99203? ▼
ZIP code 99203 in Spokane, WA has a population of 20,192 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 99203? ▼
The median household income in ZIP 99203 is $104,372, which is 37% above the national average of $76,288.
What is the average home value in ZIP 99203? ▼
The median home value in ZIP 99203 is $483,300, which is 74% above the national average of $278,155.
What is the demographic makeup of ZIP 99203? ▼
The largest racial group in ZIP 99203 is White at 89.7%. Hispanic or Latino residents make up 6.4% of the population.
How many businesses are in ZIP code 99203? ▼
ZIP code 99203 has 361 business establishments employing approximately 2,782 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 99203? ▼
The top industries by establishment count in ZIP 99203 are: Health care and social assistance (72), Professional, scientific, and technical services (67), Real estate and rental and leasing (32). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 99203? ▼
According to the FHFA House Price Index, home values in ZIP 99203 increased by 0.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 259%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 99203? ▼
In ZIP code 99203, 71.6% of residents aged 25+ have a high school diploma or higher, and 60.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 99203? ▼
The mean commute time for workers in ZIP code 99203 is 19.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 99203? ▼
In ZIP code 99203, approximately 77.4% of occupied housing units are owner-occupied and 22.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 99203? ▼
The poverty rate in ZIP code 99203 is 6.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.