Oregon City, OR · standard
ZIP Code 97045
Clackamas County, Oregon - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 51,359
- 230/sq mi High-density area
- $103,573
- Median income Above-median income area
- $587,700
- Median home value Above-median home value
- 33.3%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Oregon City pairs an upper-quartile household income with top-decile home values, in a low-density, homeowner-dominated and unusually populous area.
- Top 17%
- household income, US ZIPs
- Top 10%
- home value, US ZIPs
- 230
- people per sq mi
- 75%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 97045 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 97045 (Oregon City, OR) rose +2.6% from 2023 to 2024. The all-transactions index moved from 291.5 in 2023 to 299.1 in 2024 (2000 = 100).
ZIP code 97045 is a densely settled ZIP (a standard USPS delivery area) in Oregon City, Clackamas County, Oregon, with 51,359 residents across 223.6 square miles, a density of 230 people per square mile, in the Los Angeles time zone.
ZIP 97045 lands in the middle-income range, with a median household income of $103,573 (33% above the average Oregon ZIP), while per-capita income is $46,185. The poverty rate is 6.2%, with unemployment at 4.2%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $587,700 (36% above the average Oregon ZIP), while 74.8% of occupied homes are owner-occupied and median rent is $1,704.
A solid share of residents have a four-year degree: 33.3% of adults hold a bachelor's degree or higher, the median age is 40.3, and the average commute is 27 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Clackamas County, so 97045 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 97045
Top 5 sectors by establishment count in Oregon City, OR
Which industries have the most business establishments in ZIP 97045.
- Construction
Construction
320 establishments
- Health care and social assistance
Health care and social assistance
194 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
171 establishments
- Other services (except public administration)
Other services (except public administration)
133 establishments
- Retail trade
Retail trade
128 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 97045, Oregon City, OR · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
51,359
Population
223.6
Area (sq mi)
230
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 97045?
40.3
Median Age
49.9%
Male
50.1%
Female
5.8%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$103,573
Median Household Income
+33% vs state ZIP avg
$46,185
Per Capita Income
6.2%
Poverty Rate
4.2%
Unemployment Rate
27.1 min
Mean Commute Time
How ZIP 97045 ranks nationally
Oregon City, OR household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$103,573 Top 17% higher than 83% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
21,884housing units
21,884
Total Housing Units
20,942
Occupied Units
942
Vacant Units
2.70
Avg Household Size
Occupancy Type
$587,700
Median Home Value
+36% vs state ZIP avg
$1,704
Median Rent
1986
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+2.6%
YoY Change (2024)
299
HPI Index (2000 = 100)
+199%
Total Change Since 2000
Home values in ZIP 97045 have increased 2.6% over the past year (2024). Since 2000, this ZIP has seen +199% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.5% | 222 |
| 2021 | +14.4% | 254 |
| 2022 | +13.9% | 289 |
| 2023 | +0.9% | 292 |
| 2024 | +2.6% | 299 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,549 business establishments in ZIP 97045, employing approximately 14,916 people with a combined annual payroll of $778,637,000.
1,549
Businesses
14,916
Employees
$778.6M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 320 | 20.7% |
| Health care and social assistance | 194 | 12.5% |
| Professional, scientific, and technical services | 171 | 11.0% |
| Other services (except public administration) | 133 | 8.6% |
| Retail trade | 128 | 8.3% |
| Accommodation and food services | 118 | 7.6% |
| Administrative and support and waste management and remediation services | 106 | 6.8% |
| Real estate and rental and leasing | 81 | 5.2% |
| Finance and insurance | 75 | 4.8% |
| Manufacturing | 63 | 4.1% |
| Wholesale trade | 44 | 2.8% |
| Transportation and warehousing | 40 | 2.6% |
| Arts, entertainment, and recreation | 29 | 1.9% |
| Information | 18 | 1.2% |
| Educational services | 18 | 1.2% |
| Agriculture, forestry, fishing and hunting | 6 | 0.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 97045 vs 97015 →
ZIP 97045 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 97045
Oregon City (97045)
51,359 residents
- 97222
Portland (97222)
34,979 residents
- 97267
Portland (97267)
30,839 residents
- 97068
West Linn (97068)
28,305 residents
- 97086
Happy Valley (97086)
26,010 residents
- 97013
Canby (97013)
22,688 residents
- 97015 19,521
Clackamas (97015)
19,521 residents
- 97027 12,131
Gladstone (97027)
12,131 residents
- 97089 11,986
Damascus (97089)
11,986 residents
What this shows Among its immediate neighbors, ZIP 97045 ranks the most populous - useful context the national average alone can't give.
ZIP 97045 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 97068
West Linn (97068)
$151,729 median income
- 97089
Damascus (97089)
$123,689 median income
- 97042
Mulino (97042)
$118,045 median income
- 97004
Beavercreek (97004)
$112,667 median income
- 97045
Oregon City (97045)
$103,573 median income
- 97086
Happy Valley (97086)
$102,359 median income
- 97013
Canby (97013)
$101,832 median income
- 97027
Gladstone (97027)
$94,375 median income
- 97267
Portland (97267)
$87,418 median income
What this shows By household income, ZIP 97045 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 97015 | Clackamas, OR | 19,521 | 6.0 mi |
| 97086 | Happy Valley, OR | 26,010 | 8.1 mi |
| 97027 | Gladstone, OR | 12,131 | 5.0 mi |
| 97042 | Mulino, OR | 2,923 | 8.5 mi |
| 97004 | Beavercreek, OR | 4,388 | 6.4 mi |
| 97068 | West Linn, OR | 28,305 | 6.9 mi |
| 97267 | Portland, OR | 30,839 | 6.8 mi |
| 97089 | Damascus, OR | 11,986 | 7.9 mi |
| 97222 | Portland, OR | 34,979 | 8.9 mi |
| 97013 | Canby, OR | 22,688 | 10.2 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 97045, both outside OR so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (51,359 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Clackamas County
Related Areas
Frequently Asked Questions
What county is ZIP code 97045 in?
ZIP code 97045 (Oregon City) is located in Clackamas County, Oregon. Clackamas County contains multiple ZIP codes, see the full list at /counties/clackamas-or.
What is the population of ZIP code 97045?
ZIP code 97045 in Oregon City, OR has a population of 51,359 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 97045?
The median household income in ZIP 97045 is $103,573, which is 36% above the national average of $76,288.
What is the average home value in ZIP 97045?
The median home value in ZIP 97045 is $587,700, which is 111% above the national average of $278,155.
What is the demographic makeup of ZIP 97045?
The largest racial group in ZIP 97045 is White at 85.2%. Hispanic or Latino residents make up 7.9% of the population.
How many businesses are in ZIP code 97045?
ZIP code 97045 has 1,549 business establishments employing approximately 14,916 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 97045?
The top industries by establishment count in ZIP 97045 are: Construction (320), Health care and social assistance (194), Professional, scientific, and technical services (171). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 97045?
According to the FHFA House Price Index, home values in ZIP 97045 increased by 2.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 199%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 97045?
In ZIP code 97045, 59.0% of residents aged 25+ have a high school diploma or higher, and 33.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 97045?
The mean commute time for workers in ZIP code 97045 is 27.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 97045?
In ZIP code 97045, approximately 74.8% of occupied housing units are owner-occupied and 25.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 97045?
The poverty rate in ZIP code 97045 is 6.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 97045's numbers, next.
- See how ZIP 97045 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Oregon City, OR ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.