Oregon City, OR · standard

ZIP Code 97045

Clackamas County, Oregon — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

51,359
230/sq mi
$103,573
Median income
$587,700
Median home value
33.3%
Bachelor's or higher

The verdict

Oregon City pairs an upper-quartile household income with top-decile home values, in a low-density, homeowner-dominated and unusually populous area.

Top 17%
household income, US ZIPs
Top 10%
home value, US ZIPs
230
people per sq mi
75%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 97045 against every reporting US ZIP.

ZIP code 97045 is classified by USPS as a standard delivery area and covers roughly 223.6 square miles in Oregon City, Clackamas County, Oregon. The area is home to 51,359 residents, producing a population density of 230 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 97045 against Oregon and the nation.

On the economic side, the median household income for ZIP 97045 sits at $103,573 (33% above the Oregon average), while per-capita income is $46,185. The poverty rate stands at 6.2% and the unemployment rate at 4.2%. On housing, the median home value is $587,700 (36% above the state average) with median rent at $1,704 per month, and 74.8% of occupied units are owner-occupied, a direct signal of whether 97045 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 33.3% of adults hold a bachelor's degree or higher, the median age is 40.3, and the average commute is 27 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Clackamas County, so you can benchmark 97045 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 97045

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 97045.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 97045, Oregon City, OR · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

51,359

Population

223.6

Area (sq mi)

230

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 97045?

40.3

Median Age

49.9%

Male

50.1%

Female

5.8%

Foreign-Born

White 85.2%
African American 0.9%
Asian 1.7%
American Indian or Alaska Native 0.9%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 8.9%
Hispanic or Latino 7.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$103,573

Median Household Income

+33% vs state

$46,185

Per Capita Income

6.2%

Poverty Rate

4.2%

Unemployment Rate

27.1 min

Mean Commute Time

How ZIP 97045 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$103,573 Top 17% higher than 83% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.0%
Bachelor's Degree or Higher 33.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

21,884

Total Housing Units

20,942

Occupied Units

942

Vacant Units

2.70

Avg Household Size

Occupancy Type

Owner 74.8%
Renter 25.2%

$587,700

Median Home Value

+36% vs state

$1,704

Median Rent

1986

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+2.6%

YoY Change (2024)

299

HPI Index (2000 = 100)

+199%

Total Change Since 2000

Home values in ZIP 97045 have increased 2.6% over the past year (2024). Since 2000, this ZIP has seen +199% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.5% 222
2021 +14.4% 254
2022 +13.9% 289
2023 +0.9% 292
2024 +2.6% 299

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,549 business establishments in ZIP 97045, employing approximately 14,916 people with a combined annual payroll of $778,637,000.

1,549

Businesses

14,916

Employees

$778.6M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Construction 320 20.7%
Health care and social assistance 194 12.5%
Professional, scientific, and technical services 171 11.0%
Other services (except public administration) 133 8.6%
Retail trade 128 8.3%
Accommodation and food services 118 7.6%
Administrative and support and waste management and remediation services 106 6.8%
Real estate and rental and leasing 81 5.2%
Finance and insurance 75 4.8%
Manufacturing 63 4.1%
Wholesale trade 44 2.8%
Transportation and warehousing 40 2.6%
Arts, entertainment, and recreation 29 1.9%
Information 18 1.2%
Educational services 18 1.2%
Agriculture, forestry, fishing and hunting 6 0.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 97045 vs 97015 →

ZIP 97045 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 97045 ranks the most populous — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 97045 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 97045 ranks #5 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
97015 Clackamas, OR 19,521 6.0 mi
97086 Happy Valley, OR 26,010 8.1 mi
97027 Gladstone, OR 12,131 5.0 mi
97042 Mulino, OR 2,923 8.5 mi
97004 Beavercreek, OR 4,388 6.4 mi
97068 West Linn, OR 28,305 6.9 mi
97267 Portland, OR 30,839 6.8 mi
97089 Damascus, OR 11,986 7.9 mi
97222 Portland, OR 34,979 8.9 mi
97013 Canby, OR 22,688 10.2 mi

More ZIP Codes in Clackamas County

Frequently Asked Questions

What county is ZIP code 97045 in?
ZIP code 97045 (Oregon City) is located in Clackamas County, Oregon. Clackamas County contains multiple ZIP codes, see the full list at /counties/clackamas-or.
What is the population of ZIP code 97045?
ZIP code 97045 in Oregon City, OR has a population of 51,359 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 97045?
The median household income in ZIP 97045 is $103,573, which is 36% above the national average of $76,288.
What is the average home value in ZIP 97045?
The median home value in ZIP 97045 is $587,700, which is 111% above the national average of $278,155.
What is the demographic makeup of ZIP 97045?
The largest racial group in ZIP 97045 is White at 85.2%. Hispanic or Latino residents make up 7.9% of the population.
How many businesses are in ZIP code 97045?
ZIP code 97045 has 1,549 business establishments employing approximately 14,916 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 97045?
The top industries by establishment count in ZIP 97045 are: Construction (320), Health care and social assistance (194), Professional, scientific, and technical services (171). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 97045?
According to the FHFA House Price Index, home values in ZIP 97045 increased by 2.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 199%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 97045?
In ZIP code 97045, 59.0% of residents aged 25+ have a high school diploma or higher, and 33.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 97045?
The mean commute time for workers in ZIP code 97045 is 27.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 97045?
In ZIP code 97045, approximately 74.8% of occupied housing units are owner-occupied and 25.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 97045?
The poverty rate in ZIP code 97045 is 6.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Oregon City, OR

Verify and explore additional data for this area using these official government sources.