Research · PlainZIP analysis

The Richest ZIP Code in Every State

By IRS adjusted gross income per tax return the richest residential ZIP code in the U.S. is 33109 in Fisher Island (Miami Beach), FL, at $4,403,678 (2022); by income per person it is 10007 in New York, NY, at $212,686; by median household income 69 ZIP codes tie at the Census cap of $250,000 or more (ACS 2020-2024). This study gives every state's leader by each measure; in 15 states the median leader sits at the cap, and in 18 states the per-person and median measures name the same ZIP code.

Published October 9, 2026 by PlainZIP · written with AI tools from PlainZIP's database · figures passed the automated checks on October 9, 2026 · method

Income per person in each state's leading ZIP code, the 12 highest (ACS 2020-2024)

The richest ZIP code of every state, by three measures

By median household income the leaders of 15 states sit at the Census cap of $250,000 and tie with other ZIP codes of their state; among the tied, the one with the highest income per person (where that figure's margin is at most a quarter of it) is shown. Income per person has no cap, so it orders the states below. Where the two measures name the same ZIP code, the state has one clear leader.

The top residential ZIP code in each state by income per person, by median household income (ACS 2020-2024) and by IRS adjusted gross income per tax return (2022), among ZIP codes of 1,000+ people living in households
StateBy income per personBy median household incomeBy IRS income per return
New York10007 New York$212,68610007 New York$250,000+ (tied), the same ZIP10007 New York$894,990
California94105 San Francisco$197,12294027 Atherton$250,000+ (tied)94301 Palo Alto$1,641,172
Florida33480 Palm Beach$196,15333109 Fisher Island (Miami Beach)$250,000+33109 Fisher Island (Miami Beach)$4,403,678
North Carolina28207 Charlotte$189,31927562 New Hill$172,95528207 Charlotte$651,459
Washington98039 Medina$171,31598039 Medina$250,000+ (tied), the same ZIP98040 Mercer Island$408,312
Connecticut06853 Norwalk$168,47206853 Norwalk$250,000+ (tied), the same ZIP06870 Old Greenwich$816,883
Massachusetts02110 Boston$167,34502493 Weston$250,000+ (tied)02493 Weston$920,910
New Jersey07078 Short Hills$166,88807078 Short Hills$250,000+ (tied), the same ZIP07078 Short Hills$1,044,161
Pennsylvania19035 Gladwyne$164,97219035 Gladwyne$250,000+ (tied), the same ZIP19041 Haverford$510,807
District of Columbia20004 Washington$164,05720015 Washington$250,000+20016 Washington$384,355
Missouri63124 Saint Louis$158,11963131 Saint Louis$225,49363105 Saint Louis$608,349
Texas78701 Austin$151,12176092 Southlake$250,000+78746 Austin$987,320
Illinois60043 Kenilworth$150,13060043 Kenilworth$250,000+ (tied), the same ZIP60043 Kenilworth$1,203,980
Georgia30327 Atlanta$145,11230327 Atlanta$189,250, the same ZIP30327 Atlanta$681,237
Arizona85253 Paradise Valley$142,71285253 Paradise Valley$184,979, the same ZIP85253 Paradise Valley$815,024
Virginia22101 McLean$135,96922101 McLean$250,000+ (tied), the same ZIP22101 McLean$491,167
Maryland20815 Chevy Chase$133,31320854 Potomac$250,000+ (tied)20815 Chevy Chase$384,462
Ohio44040 Gates Mills$131,30045174 Terrace Park$193,75045243 Cincinnati$460,791
Minnesota55424 Minneapolis$124,80955424 Minneapolis$250,000+, the same ZIP55391 Wayzata$439,377
Colorado80202 Denver$118,89580108 Castle Rock$181,04981611 Aspen$391,214
South Carolina29482 Sullivans Island$117,71829482 Sullivans Island$192,813, the same ZIP29482 Sullivans Island$721,994
Tennessee37220 Nashville$115,65837350 Lookout Mountain$201,00037350 Lookout Mountain$603,545
Nevada89451 Incline Village$115,27089451 Incline Village$166,509, the same ZIP89451 Incline Village$723,191
Delaware19807 Wilmington$115,08719707 Hockessin$172,69619807 Wilmington$416,568
Alabama35213 Birmingham$111,90035223 Birmingham$168,27835223 Birmingham$432,029
Wyoming83014 Wilson$110,68383112 Bedford$158,91383014 Wilson$860,854
Utah84060 Park City$109,69284098 Park City$174,11984060 Park City$434,167
Michigan48009 Birmingham$108,93548070 Huntington Woods$190,15048009 Birmingham$382,686
Kansas66224 Overland Park$106,29866221 Overland Park$190,00066211 Leawood$370,456
Oregon97034 Lake Oswego$101,88497229 Portland$161,57097034 Lake Oswego$270,475
New Hampshire03750 Etna$97,04603750 Etna$250,000+, the same ZIP03750 Etna$500,675
Kentucky40059 Prospect$91,41440510 Lexington$161,93840059 Prospect$230,228
Wisconsin53125 Fontana$89,40253122 Elm Grove$157,96253125 Fontana$259,956
Maine04105 Falmouth$87,61104021 Cumberland Center$172,46804110 Cumberland Foreside$300,096
Oklahoma73116 Oklahoma City$86,10973025 Edmond$176,14973116 Oklahoma City$285,880
Idaho83712 Boise$85,86083716 Boise$128,82283340 Ketchum$346,281
Iowa52411 Cedar Rapids$83,51850323 Urbandale$175,94450061 Cumming$219,779
Vermont05445 Charlotte$83,33005677 Waterbury Center$157,13905445 Charlotte$209,512
Indiana46077 Zionsville$82,16646077 Zionsville$177,679, the same ZIP46032 Carmel$227,003
Rhode Island02818 East Greenwich$82,10202874 Saunderstown$159,86102806 Barrington$240,561
Alaska99587 Girdwood$81,16199516 Anchorage$173,98499516 Anchorage$176,259
New Mexico87122 Albuquerque$80,87787122 Albuquerque$169,041, the same ZIP87122 Albuquerque$208,479
Hawaii96821 East Honolulu (Honolulu)$79,94396821 East Honolulu (Honolulu)$174,938, the same ZIP96821 East Honolulu (Honolulu)$184,204
Nebraska68069 Waterloo$78,24868022 Elkhorn$148,11168520 Lincoln$333,064
Arkansas72207 Little Rock$77,13972713 Bentonville$119,85372712 Bentonville$408,033
Louisiana70130 New Orleans$71,54570734 Geismar$128,97570124 New Orleans$183,437
North Dakota58047 Horace$69,80758047 Horace$142,361, the same ZIP58854 Watford City$148,996
Montana59106 Billings$65,28459716 Big Sky$141,71659937 Whitefish$162,838
South Dakota57049 North Sioux City$63,87557064 Tea$119,02257038 Jefferson$311,524
West Virginia25314 Charleston$63,10825443 Shepherdstown$111,59325314 Charleston$171,111
Mississippi39110 Madison$61,12239110 Madison$125,506, the same ZIP39110 Madison$147,318
Puerto Rico00968 Guaynabo$59,36000969 Guaynabo$61,101–

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B19013, B19301); IRS Statistics of Income, individual income tax ZIP code data, tax year 2022. (tables at data.census.gov) (IRS ZIP code data)

Method and limits

Residential ZIP codes with 1,000 or more people living in households (200+ households, at most 5 people a household). Median household income counts when its 90% margin is at most 25% of it (a value at the cap counts); ZIP codes tied at the cap are ordered by income per person. Income per person counts when its 90% margin is at most 25% of it. IRS adjusted gross income per tax return is income over returns filed (2022), for ZIP codes with 200 or more returns and at most 1.5 returns per household (the IRS files a return under the address on it, which can be an office or a mailbox): an average, lifted by a few very large incomes.

Every figure on this page is read from the PlainZIP database, built from the files named above; the same figures appear on each ZIP code's own page. The ZIP-level figures are one file: every ZIP code as CSV (columns on the methodology page).